INCOME FUND
NEUFINANCE
INCOME FUND
Mortgage Note Investment Fund designed to prioritize steady, monthly returns. Passive Income. Performance. Speed to Market.
investment strategy
Private Money Lending
Recently funded
Loan Scenario
Single Family Rental
NASHVILLE, NC
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700+ FICO
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10 Years Ownership
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12/mo Lease-to-Tenant
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65% Loan-to-Value
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$190,000 Loan Amount
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12 Month Term
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12.99% Interest (Fund Return)
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Interest Only Payments
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3/Mo Payment Reserves​
8.895% Investor Yield
What is a Promissory Note?
Real Estate
Promise to Pay
Monthly Income
A Promissory Note is a written, legally enforceable agreement to pay you interest at a specific rate and frequency and repay your principal (the original amount that you invest) on a specific date. All of our notes are backed by physical assets such as Real Estate. NeuFinance Capital has a no-default history.
12 to 36 mo Borrower Terms
100% Passive Income
to Investors
Secured by Real Estate & Insured for Loss
Predictable Monthly Income
No Fees or service charges
Automatic Monthly Payments
MANAGEMENT
Experience
JOHN NEUFER
Lender | Mentor | Trainer
With over a decade of experience in commercial lending, John has exhibited an acute expertise that has allowed him to rise to the top in originations. Funding hundreds of loans, for millions of dollars, John's experience has allowed him to see every scenario, the good and the bad. John takes a conservative approach to underwriting his deals, and his borrowers. If the deal is missing legs, he won't fund it.
FUND STRUCTURE
Highlights
No Management Fees
Incentivized For Performance
Rather than a fixed expense of a guaranteed Management Fee, Fund managers are solely compensated through profit splits and incentivized through performance-based tiers, ensuring their interests are fully aligned with yours.
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Progressive Tiered Profit Splits
Our fund employs a progressive tier system for profit sharing. The first threshold of performance is weighted heavily in investors’ favor. As the fund’s performance increases, higher tiers reward the fund manager for increased performance. This structure motivates our managers to maximize your profits, as their compensation increases with better fund performance.
No Preferred Return
Velocity to Market
Similar to Management Fees, Preferred Returns restrict fund managers from quickly capitalizing on overall great opportunities. Removing this restriction allows flexibility to jump on opportunities quickly, increase the frequency of asset trading, and continuously improve holdings over time.
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Faster Returns
With no Preferred Return, capital is deployed faster and all investors participate in the profits sooner, enhancing overall returns, and increasing the time-value of investments.
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Market Flexibility
A fixed Preferred Return locks an investment fund into a structure for the life of the fund, limiting its ability to respond and adapt to changing market conditions. NeuFinance Income Fund structure enables it to deliver high-yield returns in any market conditions.
Passive Investing
Monthly Cash Flow Options
Investors can choose to receive monthly income, reinvest returns, or a combination of both. This flexibility allows you to balance short-term income with long-term growth, adapting to your financial needs.
Investors also have the option to automatically reinvest all or part of distributions back into the Fund, accelerating returns at a compounding rate.
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Secured By Real Estate
NeuFinance Income Fund investments are secured by real estate, offering a physical asset as collateral. While no investment is risk-free, note investing provides higher-than-average returns compared to traditional options, with added security from tangible property backing each note.
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Diversification
Investing in mortgage notes enhances diversification within both your real estate and overall investment portfolio. Furthermore, pooling funds with other investors in NeuFinance Income Fund you add another layer of diversity as your note investments are spread across geographies and asset classes, leveraging economies of scale to drive stronger performance.
how to get started
Banks lend your deposit money on Real Estate Backed Promissory Notes | Invest like the Banks
STEP1
Research
Appointment
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Understand our Terms and Schedule a Call
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Speak with our Fund Manager​
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Get your pressing Questions answered​
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Consult with your Advisor to confirm suitability
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Submit Qualified Investor Package
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STEP2
Begin
Onboarding
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Verify your Accredited Investor Status
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Register with the LP Agreements​
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Onboard with your Account Executive​
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Access your Secure Investment Portal
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Complete Initial Deposit
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STEP3
Start
Investing
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Allocation Period is 3/mo​​
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Receive Monthly Distributions​
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Enroll in Automatic Reinvestment​​
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Exit after 1 Year Lock-up Period
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5% Early Withdrawal Penalty
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Capital Returns in 90 Days or less after intent to Withdraw​
frequented requests
INVESTING WITH US
1
What are Promissory Notes?
A Promissory Note is a written, legally enforceable agreement to pay you interest at a specific rate and frequency and repay the principle (the original amount that you invested).
2
What is the Hold Period?
The Lock-up Period is 1 Year, however a majority of investors stay much longer and choose to reinvest their earnings back into the fund for compound interest.
3
What are you Underwriting?
We underwrite on various factors, however the primary hedge on our investment is Location and LTV which leaves our investor protected.
4
How do I get paid out on my investments
Our investors receive a Monthly Interest payment every single month until the note is paid off by our borrowers. Reinvesting Profits is preferred by most investors
5
How do you benefit by investing my money?
Our firm receives a performance based fee on all notes as well as earns origination points which are charged to the borrower at closing
6
Why should I invest in mortgage notes?
Mortgage notes are the most tried and true investment used by Wallstreet investors and Government Agencies to insure investor returns
Why Nautical Imagery?
At first glance, the name NEUFINANCE might not immediately conjure the open sea—but dig a little deeper, and a compelling story begins to unfold.
Derived from Nordic languages (Neu), means “NEW.” This term throughout millennia has carried the poetic suggestion of a new way forward—a pioneering spirit navigating uncharted waters as many Nordic's achieved.​
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Nautical imagery isn’t just aesthetic. It’s symbolic. It represents everything that NeuFinance stands for:
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Direction,
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Strategy,
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Steady growth, and
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Mastery over unpredictable environments.
A sailboat is not tossed aimlessly—it is guided by vision, planning, and the wind of opportunity. Just like a seasoned sailor reads the ocean, NEUFINANCE reads the markets—anticipating waves, adjusting course, and helping investors stay afloat while others flounder.​​​
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In this way, the nautical theme is more than a design choice. It’s a declaration. It says:​
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“We are not just drifting in the current—we are steering toward something greater.”
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Whether it's a wind-filled sail pointing skyward or a compass aligning with true north, NEUFINANCE anchors its mission in timeless values—and sails with purpose.
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The Story Behind the Sail
Still Have Questions?
If you can’t find an answer to your question in the FAQ’s below, you can always contact us and we’ll respond asap.